Business Platinum Card from American Express
130,000 MR points
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130,000 MR points
45,000 CIBC Aventura Points†
40,000 Scene+ points
35,000 RBC Avion points†
Uncategorized Oct 23, 2025
Reviews Jun 26, 2025
Deals Jun 18, 2025
Nice push for referrals… The couple from Montreal instead could each sign up for their own AMEX Gold via Perkopolis covering the AP, for no fees. Each get their own Bonvoy card, (refer the other if spending isn’t an issue) for $240 in total in annual fees. Net savings of $2,733, while having less overall spending to do.
Personal Gold is a great value, although it lacks some of the "bells & whistles" that comes with the Business Platinum card. Lounge access is one great amenity when flying economy along with Gold Bonvoy Status.
I think there’s never a great "one size fits all" solution, often times a second player might be more hesitant to apply for credit cards. The strategy Ricky discussed is ideal for someone trying to get enough points for 2 travelers which is a common "issue" (if you want to call it an issue).
Business Platinum is superior in the long run, I won’t disagree there. Have to look at it from someone just starting out’s perspective. Wrapping your head around a $499 annual fee for a card and $7,000 spend is daunting for the regular folk, vs $1,500. Since you brought up lounge access, I would be rather to choked to find out in this particular example I didn’t have any access one direction (YUL domestic n/a). But as you said, there is never a great “one size fits all”
I appreciate your input. That would indeed be a mighty fine way of doing it as well, albeit with an extra card to apply for.