Business Platinum Card from American Express
130,000 MR points
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130,000 MR points
45,000 CIBC Aventura Points†
40,000 Scene+ points
35,000 RBC Avion points†
Uncategorized Oct 23, 2025
Reviews Jun 26, 2025
Deals Jun 18, 2025
Yes, the conversion rate to BA avios is now clearly inferior.
Welcome to Avion
Clearly the Royal Bank doesn’t give a dam.
What a joke. Transfer ratio of 0.36:1
CAUTION !! RBC CC FOREIGN TRANSACTION FEE ON RBC converting HSBC WE Mastercard to #RBC Visa Infinite – Similar benefits? Not so sure ….Foreign transaction fee waived not a certainty??? Received MARCH 4’24 new RBC Avion Visa Infinite card stating “activate immediately”. Activating immediately binds the cardholder to the enclosed Credit Card Holder Agreement which states in Parg. 19 – Foreign transaction fees “..amount charged to your account is 2.5% over the benchmark conversion rate.” Called RBC CC service and agent said they will clarify in April??? Well after you agreed to the foreign transaction fee on your new card!!!! Can we trust RBC to honor the No Foreign Transaction Fee on conversion???
can anyone help me decide … I will be transferred to the RBC Avion VISA Infinite card … should I sign up for the card in advance, pay the $120, and receive the 55,000 bonus points … or wait and hope. Any suggestions? thanks
I connected with rbc. They suggested that those transfered to their credit card would receive all the bonus points, the same for the apple watch offered for new account openings. I asked on Facebook, got the response and screen shot it.
What about the annual fee? Will RBC be charging the full annual fee to converted HSBC credit card holders on Day 1?
Re points: What is best for those of us who have less than the 25,000 minimum on their HSBC world elite card? I redeemed against travel recently and have less than 25,000 left.
Gonna miss the HSBC card. Calculated the value recd. Worked out to >4.5% including the $100 annual travel enhancement.
BTW: Will RBC match the 21 day emergency travel medical for us seniors ? If not, why not ?
If we miss out on 55K welcome bonus then its better to redeem my HSBC points against travel now than to wait and potentially get shived.
Also I have 2 amex cards for points. 1 scotia amex for points travel, and expedia. I really cant be managing another points system for travel! My brain storage is maxed out.
There is an aspect you forgot which us VERY IMPORTANT.
RBC Avion redemption can only be made against bookings WITH THEIR OWN AGENCY.
HSBC redemption can be made against any travel booked anywhere. As such, you can take advantage of other deals and referral programs like Rakuten or the Aeroplan Storey, as well ad take advantage of discount codes.
As such I strongly recommend people redeem NOW.
Thanks for pointing this out. I’ve updated the article with that information.
Thanks. It is something often overlooked. When credit cards force you to book with their own portal/agency it indirectly means everything costs 1%-5% more. Which is why they do it after all.
Few cards anymore let you redeem against any travel at their full rate. HSBC was one of the last.
I had talked to an RBC representative last week and was told there would be no welcome bonus for those transfered at all. Hopefully things become clearer soon!
Somebody told me that she got info from a RBC branch rep, a 25k Avion welcome bonus would be offered beside the conversion rate. I am not sure if it could be possible, but RBC offered 20k Avions welcome bonus for their former Asia Miles Visa Platinum card (discontinued) holders for converting to Avion Visa Platinum card last year. I will hold on my HSBC World Elite Mastercard points until the transfer taking place.