Business Platinum Card from American Express
130,000 MR points
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130,000 MR points
45,000 CIBC Aventura Points†
40,000 Scene+ points
35,000 RBC Avion points†
Uncategorized Oct 23, 2025
Reviews Jun 26, 2025
Deals Jun 18, 2025
Great article, thank you!!
What was the credit limit you were approved for these cards? I’m starting a new business and weighing my options between a line of credit or credit cards
Interesting, so should we just register our sole proprietorship under our actual name or should we choose a different trade name?
In BC, I had to choose a different trade name. There are guidelines you have to follow: you need a distinctive element (name) plus a descriptive element (industry), you can’t use LLC if your business isn’t an LLC, etc. First Name + Last Name + “Consulting/Services/Ventures” is fine.
However, as a sole proprietor doing business under a trade name, some banks prefer to use your own name on your card/profile. RBC used my name even though I provided my trade name registration – in fact, they reissued my card with the correction!
Awesome, thank you! I’m in BC too so it’s certainly very relevant info. Telus has been bugging me as well suggesting I should do this so I can become eligible for small business internet/phone offers
Very informative and helpful, thanks, Josh
Waiting until Ownr expands to Quebec – may take a while
Must one have a Business Account to get a Business Card? A Business Account perhaps will add $120+ a year to the card bill.
I opened my business credit cards at CIBC and TD without a business bank account. It might depend on the bank, however.
At RBC, I opened a business savings account – transaction fees but no monthly fees.
That’s reassuring, many thanks, Josh. A free business savings account a good idea, was not aware of it. RBC is my main bank, will start there, even if they get a bit fussy every now and then.
Haven’t seen any data points but – hopefully at RBC, TD etc Business Cards can be product switched to get new bonuses. At least the RBC has been super generous with product changes with personal cards
This is super helpful. I just registered my business through Ownr (using above referral link) in Ontario and received my Master Business License in less than an hour! this is amazing.