Authorized Users on Credit Cards: What You Need to Know

 

 

6 Comments
  1. Jon

    Re: secondary card holders – my wife just received her CIBC Aeroplan Visa Infinite, and has asked for a secondary card for me. When it arrives, can I link my own existing Aeroplan number to the card, or does it need to be connected to her Aeroplan number to receive any credit card perks or Aeroplan flight discounts?

  2. Nunya

    Can you refund the additional cardholder fee within 30 days if you no longer wish to keep the card?

  3. sam

    You mention “TravelZoo’s generous offer on the American Express Platinum Card in 2019, which gave First Year Free on a supplementary Platinum Card.”

    It’s in fact an indefinitely free supplementary card. Only 699$ was charged at renewal.

    1. Josh YVR

      Even better! Hope we see an offer like that again soon.

  4. farzanhaq YYZ

    very informative post! just curious, can someone who is a supplementary card holder on a particular card also apply for the same card on their own?

    1. Josh YVR

      Of course! Supplementary cards don’t count as “opening a new account” for the secondary cardholder, neither for their credit report nor for the bank.

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