Choose Your Own Amex Adventure: Which All-Time-High Signup Bonus Is Right for You?

7 Comments
  1. Penny

    I know this post is for Amex cards but has anyone tried pairing the Platinum with the TD Aeroplan Infinite Privilege for their current bonuses? The spend for the 50000 Aeroplan Points + Buddy Pass (which can be transferred to 30000 Aeroplan points) is only $1000 and you’d still get all the Air Canada benefits (without having to spend an extra 6k on the Amex Reserve on top of already spending 6k on the Plat). I’ve been sitting on the fence trying to decide between the Amex Reserve and the Plat because I want the Air Canada benefits but also want the flexibility of the Plat but never thought of the TD AP Infinite Privilege. Would I be better off getting both the Plat and the Amex Reserve?

  2. Cal

    For the statement “ If you bought a shiny new computer on your card, and need the insurance to last, then that’s fair.”

    So what I gather from this, if I buy any product and am counting on the credit card insurance to cover this product, the insurance is invalid if I cancel the card?

    If so that sucks as I doing some churning with the high credit card offers out there.

  3. jovin

    So side topic, for someone who already has a Plat card, is the 10x spend on Eats, “it” ? The rumours were that they would bring a couple of offers that would make it really worth the retention. The 10x is certainly generous, but i somehow feel non-plussed about it.

    1. Ricky YVR

      Yeah, that’s “it”, or at least the most major one I’d say. Still, I think an incremental 45,000 MR points (if you were to maximize the offer on grocery spend, say) would go a long way towards retaining any Platinum cardholder for another year.

  4. AK

    If I have had the amex Bonvoy personal card before (a year ago) will I still get the bonus if I apply again? currently I do not hold one.

    1. Phil (YQR) YQR

      Your mileage may vary as everyone else will say…… I just did this, I honestly didn’t care about the bonus (well I wanted it) but i also just regretted canceling the card a couple years back, i signed up while still only 75k points but I will confirm I am receiving it again with no consequences as of yet…..Might make a difference too if you are system approved or agent approved, the system may not catch that you have had it before, whereas an agent is much more likley to…. good luck!

    2. Kirin

      If you choose to do this, you’re rolling the dice. Take the risk if you feel it worth the potential upside(s).

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