Business Platinum Card from American Express
130,000 MR points
An American Express Referral Bonanza: Up to 95,000 Points Per Card!
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Business Platinum Card from American Express
- Earn 90,000 MR points upon spending $15,000 in the first three months
- Plus, earn 40,000 MR points upon making a purchase in months 14–17 as a cardholder
- And, earn 1.25x MR points on all purchases
- Also, receive a $200 annual travel credit
- Transfer MR points to Aeroplan and other frequent flyer programs for premium flights
- Unlimited airport lounge access for you and one guest at Priority Pass, Plaza Premium, Centurion, and other lounges
- Credits and rebates for business expenses throughout the year with Amex Offers
- Bonus MR points for referring family and friends
- Qualify for the card as a sole proprietor
- Annual fee: $799
19 Comments
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Hi, thanks for the site. Situation – have a BUS PLAT already. Looking to maximize 2P benefits. Was interested in Cobalt for Groceries prior. Referral to spouse BUS PLAT seemed like usual straightforward choice, but I think 2 new Cobalts are better even though already have the Bus Plat. Consider at $10k referral spend only, included the bonuses and assuming held one year and spend is met in all cases for comparison:
Option 1: Bus Plat – refer to Spouse. 20K MR bonus + 30k MR bonus on spend = 50k points. Spouse gets 105k points. Total is 155k MR. Fees = $499, so 0.32 cpp cost.
Option 2: New cobalt and then refer to spouse for new cobalt. 50k MR signup bonus + 5kMR referral + 30k MR bonus on spend = 85kMR. Spouse 50k MR signup bonus. Total is 135kMR. Fees = $312 for 2 cards so 0.23 cpp cost.
I know many ways to look at total points, CPP , etc. but the surprising thing here is how close the total points is between two options, for much lower cost just getting brand new Cobalts. Something to consider for anyone without a Bus Plat already, as I have one and Surprisingly I will probably not use it for referral but instead get new Cobalts. Even better if used for groceries. Different if you could/wanted to crank out the $25k spend on BUS PLAT. I bet you’re working on a blog post with some of these permutations anyway!
Not sure what was different, but I got 30,000 plus 3 points per $ spend for my platinum business instead of 20,000 plus 3
Did this post or does it say that in your account?
It says it on my account:
“You¹ could be eligible to earn a referral bonus of up to 105,000 Membership Rewards® points² for your first approved referral during the referral month. You¹ could earn a referral bonus of 30,000 Membership Rewards® points² for each approved referral.”
Some members have been targeted for a 30,000-point base bonus per referral, rather than the usual 20,000-point bonus (this was happening before too). The +3 points up to 75,000 extra points is separate and applies to everyone regardless of their base referral bonus. Lucky you!
Referred my wife today and the 30,000 points have already posted to my account!
And now she has referred back to me and I have picked up the gold rewards card, so now, if I spend $25K on her platinum, 25K on my platinum and 5K on my gold, we should receive 105K MR for my referral to her, 95K for her referral to me, 65K for my gold bonus, 100K for her gold bonus, 62.5K for our platinum spend and 5K for my gold spend. 432,500 MR points in all, not a bad chunk of points.
For the 10x points on dining&grocery on my platinum and aeroplan reserve card from the sign up offer in the summer, will the 3x offer from the referral work as well, will I get 13x points on dining&grocery?
That is an insane amount of spending if one doesn’t have methods to MS…
Thanks Ricky great article. Just to clarify, is the referral bonus based on the card you refer from, or the card you refer to? For example, if I hold Cobalt and the person I refer to chooses Gold instead, is my referral bonus 5k or 7.5k? Thanks in advance.
Hi Justin, glad you enjoyed it. The bonus for the referrer (whose link is being used) is always based on the card you refer from.
Hi Josh,
Just confirming based on your reply that if I refer my partner from my Aeroplan Reserve to the Aeroplan core card I’ll still get the 10,000 points and 3x spend bonus for the 3 month period mentioned?
I guess referring down from Aeroplan Reserve to regular Aeroplan card is not an option.
Correct, not an option.
Not sure if the offers are different, but my business edge referral bonus is showing as 5k MR + up to 30k as opposed to 10k+ up to 30k as noted above
Typo – you are correct, thanks!
So if we wanted to hit the 100k EDQ for Aeroplan 25k status, we have 5 days to use the 13x grocery + referral multiplier? Since the deadline for the 25k status is Nov 30th while the spending multiplier kicks in on Nov 25th?
I wouldn’t count on this method for 25K, as the points earned by spending likely won’t count for EDQ until your statement has posted. Highly recommend not cutting it so close to the deadline if you can avoid it.
Thanks Josh!