American Express Upgrade Offers: Switch to Cobalt, Gold, or Platinum

14 Comments
  1. Alvin

    Just got the upgrade offer from cobalt to gold, only 20k bonus membership points on $3000 net purchases in the first 3 months, + 10k points when making a purchase during 14th-17th months. Seems like pretty terrible compared to what mentioned in the article?

    1. christopher

      Hi. So it depends what your spending pattern is. Your upgrade offer offers 20k upon spending $3,000. But with the public offer, it is 10k points for $4,000 spend, and another 5k points for every $1,000 spend monthly up to 60k points. If you are looking at maximizing your earning, then indeed, the public offer is better. But if you have previously own the gold card before, then you will not be eligible again for the sign up bonus. Then this upgrade offer may be a way to give this card a 2nd try with added incentive.

      1. Alvin

        Thank you for the reply! I’ve never had the gold card before, so if I’m deciding to try I want to maximize the welcome reward. And the offered to me seems subpar at best. Anyways, I wouldn’t consider switching since the 5x grocery & food reward is unbeatable.

  2. John Bucher

    Cobalt to Gold is gone from my account too. I guess I didn’t jump on it quickly enough.

  3. R

    I don’t see this offer when I log in anymore (I used to see it). Can I just apply using the offer landing page from this website and still get the welcome bonus?

  4. jay

    Is this deal only for the US or invite only? because I called AMEX and the agent haven’t heard about this offer.

    1. christopher

      Hi, it is usually targeted offer only, and happening on both sides. Agents should be able to see if any upgrade offers were attached to your account if you are targeted. If not, perhaps hang-up and call again and see if there is any offer for switching your current card to another card.

  5. Andre

    « In the past, we’ve recommended the Amex Green Card as an ideal card to downgrade to… »

    I always thought product switches are not possible with Amex in any form except occasional upgrade offers. Can anyone confirm a successful downgrade?

    1. christopher

      Indeed, we can product change in Amex, but normally within the card family, such as among the personal Aeroplan Cards, among the business cards that earn MR Points, among the personal cards that earn MR points etc

  6. Diego

    I have the Amex Green but the promotional offer I sent was the same as for the cobalt, 50k after spending $3k in the first 3 months on the gold card.

  7. Lipatrickli

    What happens to the Amex points that you have already parked in the Green Amex card when you transfer to the Colbalt card?

    1. christopher

      Hi, both cards use the same points currency so they should transfer over. When you call in to make the product switch request, make sure the agent acknowledge that you want the points to transfer over as well, just to be safe.

      1. Lipatrickli

        Great, thank you. So we do not need to transfer by the link? We can call in to take advantage of this transfer offer? Also, would you know when this offer ends? Thank you so much for your help Chris.

        1. christopher

          It doesn’t seem to have an end date to this “promotion” for now. However, it is still subjected to end by Amex without prior notice if/when they see fit.

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