National Bank Mastercards: Elevated Earning Rates from September 1

6 Comments
  1. Ced

    The $2500 monthly cap is actually pretty bad as it includes spending on non-boosted categories. If you were to spend $2500 on a 1x category during the month and then get some groceries, you wouldn’t get the bonus points.

    “The amount of points earned on grocery and restaurant purchases depends on the total gross monthly amount charged to the credit card account, regardless of the purchase category. “

  2. Samuel CB

    The problem with A la carte system is that it’s only good to buy flight and travel package like all inclusive resorts. You can’t use it to book hotel room, Air BnB, rent a car.

    1. Francois

      Actually the a la carte travel on this card lets you buy anything that is travel related. Car rental, hotel rooms, cottage rental, stand alone flights, etc. Furthermore the author made a mistake. There is no obligation or limitation to using the in house travel agency. There are also no blackout dates on traveling

      1. Samuel CB

        Actualy you are right, it’s possible to use BNC Récompenses to covert your hotel stay, car renting etc. but it will be at lower return of your points. 12000 : 100$ ( 0.0083 CPP)or 11000 : 100$(0.009) if you exchange 55000 points for the transaction.

        I should have said that if you want to get the maximum value of your points (0.01) your have to use A la carte and book travel package or flight.

  3. Fred

    100% disagree about the flexibility of the travel credits – these were always easy to liquidate via RHT. The move down to $150 is a purely negative one in my view.

    1. Will

      Definitely downgrade

      It’s a 100 profit card and will be downgraded to no AF card

      Author doesn’t seem truly understand the change,

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