Get the Amex US Bonvoy Business with the First Year Free!

29 Comments
  1. John

    Are there any similar offers now? I was skeptical about applying for this card until I saw this!

    1. Andrew Zung

      Unfortunately it looks like Marriott Bonvoy Business Card is down to 75,000 Marriott Bonvoy Points with no annual fee waiver right now (either through a referral or the general link). I’d keep an eye out on referral offers, American Express has offered increases bonuses through referrals before (ie. you may see 100,000 Marriott Bonvoy Points again).

  2. Whygee

    Is it possible to apply for this card using Nova Credit? I don’t see the option on the page.

    I tried applying the traditional route, but I’ve only had my personal PSG card for a month and they declined based on lack of credit history.

    1. Nikki

      Hey Whygee, mind if I ask if you applied with an ITIN?

    2. Ricky YVR

      I think NovaCredit may only be available on personal cards. Business cards will likely require a call to the Global Transfer team.

  3. Mconvert

    Thank you, I like you have made US American Express Marriott Bonvoy yourself for travel. I even asked for it to be delivered to an Australian address, which they also confirmed. Great!

  4. Marl

    Do you need to sign up for a US address forwarding service if you are getting this deal through AMEX Global Transfer (for the first time)? Or will they be okay to mail to your Canadian address?

  5. Mike

    Do you get any points if you don’t hit the minimum spend?

    In the way most of our cards here work where you get x number of points on approval/first spend, then x number of points after 90 days + spend

    Just wondering as I would likely never hit a US spend amount, but fyf and if the initial points are decent….

  6. Joe

    So.. how does one actually get this card, as a Canadian?
    I know you said you don’t recommend for your first US card, but the offer is only available for a week, so.. time sensitive!

    1. Ricky YVR

      If you haven’t gotten started with US credit cards yet, there’s a case to be made that you should get this time-sensitive deal (likely via Global Transfer) and then use it to build up a relationship with Amex, before applying for your first personal Amex credit card on the basis of that relationship to jump-start your credit history.

      Of course, the more urgently you need those 100k Bonvoy points, the more this makes sense.

  7. Bryan

    Just want to make sure, if I have the Canadian SPG Business card, will I get the 100k bonus with the US card?

    1. Ricky YVR

      Yes!

  8. iamkalive

    Hey Ricky – thanks for the notice. I do a some credit history with Amex US, so this is a good bet for me. However, that $5000 USD spend to get that 100k bonus, yikes! Any tips on MS for USD from up in Canada? It obviously not easy doing the gift card thing up here. And front $5k USD for some of the other MS tricks that buy you time to complete natural spend is still a big one from a USD perspective.

  9. Mak YYZ

    Thanks for the heads, I would like to get this card for my SO but she recently got the 1st personal SPG via GT and they declined the Hilton Honors due one GT per person.
    As her personal SPG opened on Feb 12th and received our first bill 14th march and in the process of paying on April 8th. So i highly doubt they would approve in non-GT route as the free credit report on the account does not generate any thing.
    Any advise for my SO with this young credit file can give it a try?
    Note: we have SSn/ITIN but no credit history seems to be existed so far despite our first bills generated.

    1. miles

      I am in the same time frame as your SO, I was just approved this morning with my ITIN, even though I just received a few weeks ago. I had to call after submitting my application and they 3 wayed with my bank in the States. I was approved right away. Worth a shot! I didn’t think I would be approved but the person over the phone just wanted to verify my address and ITIN.

      1. Nikki

        Hey miles, just to clarify: was your previous application your first US card? Or did you already have an ongoing credit file?

      2. Mak YYZ

        So it was basically a GT for this biz card then right?
        The problem is my SO does not have US bank (TD-USA) account yet. We have to go down south to get the Joint account application to be done.

        The first GT for my SO was not asked for address verification, hence i am hesitant to try again the GT route which was declined already once for 2nd card. I wish the Novacredit route is possible for 2nd try…

      3. Nikki

        I’m in the exact same scenario, got declined two weeks ago attempting a 2nd GT as well. I’d just received my ITIN however, so I’ll give it one more try before I miss out on this killer offer.

        1. Mak YYZ

          please post your attempt result. I might try my luck at the end of the month

  10. zhuran

    Hi Ricky, I tried to click on your referral link but some odd reason its not working…

    1. Ricky YVR

      My bad – it should be working now.

      1. zhuran

        yup working now!
        May I ask what service you use to track your US credit score?

        1. Ricky YVR

          Credit.com gives you a nice high-level overview. I have trouble accessing my actual credit file with any of the three credit bureaus though – I suspect it’s the ITIN in place of SSN that’s causing the issue.

  11. Kunal

    Yup, their T&Cs state this: "Welcome offer not available to applicants who have or have had this product or The Starwood Preferred Guest® Business Credit Card from American Express. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility."

    It’s always good to apply over the phone while recording the call and make sure they state the welcome offer as they’re legally obligated to. Obviously, if you were to apply for additional cards after getting approved then that changes everything.

    T&Cs here: https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/marriott-bonvoy-business-american-express-card/45094-9-0?key=tncBody&rwdFlag=rwd#offer-terms

    1. Chief Babaracus

      AMEX US recently added a feature that auto-checks for bonus eligibility during online applications. If you do not qualify for a bonus, the site will generate a pop-up saying that you are ineligible and asking if you want to continue with the application. This occurs before they do a hard pull. Early on there were reports of some people not getting the bonus despite never getting the pop-up, but it appears as if Amex went back and credited those applicants with their bonuses.

  12. Tommy Wang

    Hi Ricky, if I have both the personal and business Marriort Bonvoy card, does that mean I will get 2 free night (1 from each card)

    1. Ricky YVR

      Yes!

  13. Chief Babaracus

    Thanks Ricky. Don’t forget that for anyone who has had Marriott/Starwood US cards in the past, the rules for whether you are eligible for the sign up are much more byzantine than the normal Amex "once per lifetime" restriction. You might also be restricted if you currently have or have had various previous Chase/Amex Marriott (US) cards. Frequent Miler made a good chart explaining eligibility: https://frequentmiler.boardingarea.com/marriott-bonvoy-complete-guide/#creditcards

    1. Ricky YVR

      Yeah, thanks for pointing this out. I’d imagine most Canadians getting started with a US credit file won’t have much trouble with this. Having said that, you almost need a PhD to understand some of these eligibility criteria…

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