BMO Rewards: Redeem Points for Travel at 0.67cpp Permanently

3 Comments
  1. JP

    Thank you, Kirin, for your analysis of the BMO credit card and point rewards.

    I try to maximize my CIBC Visa Infinite Priviledge Aeroplan hoping to obtain AC 50k status this year

    I recently switch one mortgage from CIBC to BMO. I was offered the BMO Visa Eclipse with the $120 waived and $50 bonus.

    I’m still trying to figure out when to use each of them.

  2. Jose

    Does the hotel trick work with BMO reward points? Thanks

  3. Chris

    Hi Kirin,
    If you transfer the points into a BMO savings account, is there any minimum holding period before you can withdraw it? Can I transfer to the Smart Saver and then cash it out within the week and effectively cash out the points?

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