Business Platinum Card from American Express
130,000 MR points
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130,000 MR points
45,000 CIBC Aventura Points†
40,000 Scene+ points
35,000 RBC Avion points†
Uncategorized Oct 23, 2025
Reviews Jun 26, 2025
Deals Jun 18, 2025
When you use the refund hotel trick, when the scene points are refunded to you via statement credit.. which credit card will it be? (If you have more than one card)
What happens with the yearly bonus points we used to get through Scotia Rewards for the credit cards? I see no mention of them anymore anywhere.
Will Scotiabank approve you for more than one Rewards or Scene+ card at a time? Can I hold two? Will they approve me for two cards?
A payment of $998.05 …
Such a curious amount to pay your bill 😉
Not really. If you always pay your bill in full, the cumulative sum is always going to be random number with decimal places. For instance, you gas up 10 times, the sum is going to be pretty random; and to pay it in full, the payment will be whatever the number. In his case, $998.05. Why so surprised?
Great post! How do I add my existing scene card to the Scotiarewards program so they become one account instead of them opening a new Scene account for me?
Doesn’t make sense to have 2 Scene+ accounts
How do we merge our accounts?
It’ll happen automatically.
That seems like a recipe for disaster. I can’t see how the accounts will be linked… and how will they know which account is mine? I have had so many problems with Scene and ScotiaRewards separately. They re-issued my Scene account number recently. My bank account and the scene Scene account are using different emails. I don’t want them to randomly create me another account. Maybe you can press Scotia and Scene for more information regarding the merger of accounts.
“their redemption value is limited to 1 cent per point (cpp) against travel purchases.”
I think another benefit of this merger is Scotia Reward folk will now be able to redeem for other things for 1cpp besides travel. I think I saw 500 points for $5 off Cineplex concessions and other $5-10 options for food. Nothing special, but at least another equal avenue to burn points (and you could book travel to other cards instead)
A good shout – something we sometimes gloss over because you could always effectively do this with the refundable hotel trick, but it’s now easier as you mention.
So here’s a unique situation that I have, and maybe you know what will happen:
P2 and I have a joint Visa Rewards account with Scotiabank. We churn the Amex and Visa cards individually and then our points are automatically pooled into the joint account.
Any idea to whom those points will go? Or any idea if this will end the possibility of pooling points via a joint account?
Thanks!
Applied for Scotia Gold Amex Rewards through the referral link here not too long ago…. Just a quick question that was not mentioned, I’m assuming 5x food and grocery for Scotia Gold Amex is still intact?
Earning rates will not change.
Awesome as always! Is the Amex/Scotiabank Gold Rewards card considered a “credit card”? I’m fairly certain, but with 2 Aeroplan Reserve and 2 Bonvoy cards… I need to cancel one first to apply I think?
Scotiabank Amex Gold is not affiliated with AMEX bank. You don’t need to worry about how many cards you have with AMEX bank.
Sweet! Much appreciated.