Business Platinum Card from American Express
130,000 MR points
Amex US Platinum Card: 125,000+ Points, Higher $695 Annual Fee
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Business Platinum Card from American Express
- Earn 90,000 MR points upon spending $15,000 in the first three months
- Plus, earn 40,000 MR points upon making a purchase in months 14–17 as a cardholder
- And, earn 1.25x MR points on all purchases
- Also, receive a $200 annual travel credit
- Transfer MR points to Aeroplan and other frequent flyer programs for premium flights
- Unlimited airport lounge access for you and one guest at Priority Pass, Plaza Premium, Centurion, and other lounges
- Credits and rebates for business expenses throughout the year with Amex Offers
- Bonus MR points for referring family and friends
- Qualify for the card as a sole proprietor
- Annual fee: $799
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HI Ricky:
Does Fluz still counts as small business? thinking of buying GC although 25K seems like a lot!
How long do we expect this Resy offer to be available for? Thanks!
The credits for the US Platinum card are per calendar year and not based on membership anniversary date like the Canadian cards?
Thanks
Correct.
Signed up via Resy for 125k + 15x MR points offer. Now I just have to figure out how to spend $25k in dining over next 6 months lol
I just paid 3 sets of house taxes on 2 new amex gold business, 2 different card holders (2 player mode) thru plastiq, no problem, pretty much took care of minimum spend for sign up bonus on both cards
The Platinum Card 100k offer is in USD.
I have the card. Weird enough when I went through RESY link and signed in as if I was going to apply, it says I was pre approved and asked for income, but after entering the information, it says problem loading the page.
If I apply via Nova Credit, do I still need a US-based bank account to pay my outstanding balance each month?
Yes.
I just posted above about my offer. I logged out, opened a new Incognito window and went to the Amex US website and boom…100,000 MR offer. Coincidence for sure, but a nice one. I’d only seen 75k up until now.
I have the US Amex Gold and I checked for any upgrade offers for the Plat. They’re offering 25,000 MR for $2,000 in purchases within the first 3 months. Yeah, pass.
Hey Ricky, if I just got accepted to American Express Aeroplan Reserve Card. Should I cancel, call to change this one to go with the stunning Platinum Card in order to take advantage of the 100k points offer ?
Is it recommended to keep the card beyond the 1 year mark to avoid Amex shutdown or would it be safe to cancel without much other churning activity in the US?
Always recommended to only cancel past the 1 year mark – even if it’s during Month 13, when you’re still able to get the second year’s annual fee refunded.
I haven’t had a US$ credit card before, so I have a question on logistics. How would I arrange to make payments towards the outstanding balance? Would I need a US-based bank account that I can transfer funds to from Canada in order to pay the monthly statement balance?
Yes, a US-based bank account is one of the necessary steps in getting US credit cards. There are also some premium Canadian chequing accounts (like BMO’s top-tier banking package) that lets you pay US credit card bills directly; however, keep in mind that another reason for getting a US-based bank account is to verify your address with US issuers.
The one thing that’s held me back from using US cards to book flight or travel is that I would miss out on travel insurance/coverage from not being a US citizen. Anyone has any DP claiming credit card insurance as a non-US citizen?
The terms for Saks credit says “Not valid on online purchases shipped outside of the US”, anyone have data points on whether it worked for Canadian orders?
In my case, I ordered something to a US address and had it forwarded to be on the safe side.
I heard in store purchase won’t trigger. Anyone has DP for online orders?
OMG I’ve been waiting a long time for a 100K+ bonus on the US amex plat card, but I already opened a couple of other cards where I need to meet a MSR of $10K USD combined in the coming months.
Very torn whether to add this card to my portfolio, which will further increase the MSR by $5K USD.
Hi Ricky:
Is there a premium US card that’s worth keeping for an average Canadian?
(I think Amex Aspire, and maybe hotel cobranded cards that gives a free night, but not much else)
IMHO many US premium cards are worth keeping for Canadians.
For example:
1) Citi Prestige gives x5 points on dining worldwide. I’d argue the value proposition of the Citi Prestige card is better than the Amex gold card, which gives x4 points on dining worldwide.
2) Chase cards for their unique ability to earn Hyatt and IHG points.
3) Amex Hilton Aspire card, Chase/Amex Bonvoy cards, Chase IHG cards, Chase Hyatt card for the free nights and points.
I don’t know if the 5x bonus is worth the annual fee. you will have to spend $5K USD just to break even, if you value 1 TY- .02$. Same with other cards that requires annual fee.
Hotel cards may be worthwhile. But if you have only 1, it’s hard to plan. maybe with 2P, so you could book at least 2 nights.
For me, the Amex Bonvoy Brilliant, Amex Hilton Aspire, and perhaps the Amex Gold Card are worth keeping in the long run (Gold Card for the 4x on worldwide dining).
Sorry one more question. Plastique seems to limit using Amex now on certain things. Would I be able to pay my Canadian property taxes using this Amex Card thru plastiq? Thx
Hi Ricky. Good write up. So this card is also no foreign transaction fees?
Hey AI, that’s correct, the card comes with No Foreign Transactions fees.
Correct – as is the case with most of the good Amex US cards.